^{_{Getting Started
To apply for Internet Banking, you need to complete the following 4 steps:}}

^{_{STEP 1
Be a SouthwestUSA Bank Client}}

^{_{To access Internet Banking you must have an existing SouthwestUSA Bank Checking or Savings Account. If you don’t already have a SouthwestUSA Bank checking or savings account, please review our account options in the Personal Relationships or Business Relationships section and contact a Managing Director to assist you.}}

^{_{STEP 2
Check that your computer meets the minimum system requirements}}

^{_{To use Internet Banking you will need to check that your computer meets the minimum requirements:}}

^{_{·         Windows 95 or Higher}}

^{_{·         Access to the Internet with a browser that supports 128-bit encryption and enables cookies and java scripts.}}

^{_{Please note:
You will not be able to bank online with a browser that does not support 128-bit encryption.}}

^{_{STEP 3
Obtain a Log-in ID and password in two ways.}}

^_Phone:

^{_{·         Call Client Services at 702.853-4700 or toll free at 1.877.905.1300 between 8:00a.m. and 5:00p.m. (P.S.T).}}

^{_{·         Your Internet Banking Packet with your password will be mailed to you.}}

^_Branch:

^{_{·         Stop by our branch between 8:30a.m. and 4:00p.m., Monday to Friday, to fill out an Internet Access Agreement.}}

^{_{For business relationship accounts:}}

^{_{·         Stop by our branch between 8:30a.m. and 4:00p.m., Monday to Friday, to fill out an Internet Access Agreement and select the eligible accounts you wish to access.}}

^{_{STEP 4
Log-in to Internet Banking}}

^{_{·         Enter your ID and PIN number and click the “Go” button, in the Internet Banking Log-In section on the SouthwestUSA Bank home page.}}

^{_{·         Once on the NetTeller screen, enter your Cash Management ID and Cash Management Password.}}

^{_{·         Select the account you wish to access.}}